Cheap RV Insurance Options

Cheap RV Insurance

One of the most common questions that new RV owners have come down to insuring new RVs, and what is the best cheap RV insurance.

RV insurance is different than your regular vehicle insurance. The key to cheap RV insurance is finding a provider that makes sure you’re covered when you travel, but potentially saves you money when your RV isn’t in use.

Here are some top tips for your cheap motorhome insurance options. You can also check out a review of three top RV insurance companies here.

Cheap RV Insurance

Getting out on the open road and experiencing what the United States has to offer is often best done with the help of an RV. Travel trailers, motorhomes, and RVs can be inexpensive ways to travel. They can also be an excellent way you can bond with friends and family. There are plenty of RVs, motorhomes, and travel trailers available second-hand to start your journey.

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Take A Look At Your Car Insurance Policy

Your current car insurance policy could include the chance to add in RV insurance. RV insurance typically consists of both auto insurance and home insurance in a hybrid product. It covers the assets of the vehicle, accident, and liability as well as certain amendments for break-ins, fires, floods, etc.

Basic RV Insurance Coverage

Working with an insurer that specializes in RV insurance can have advantages. They can give you a quote for a policy that will include collision and comprehensive coverage, underinsured motorist coverage, liability insurance, and medical payment coverage. The base level of RV insurance will mostly be working to cover you on the road. Travel trailer insurance is often the same, and it will protect you when you take any type of recreational vehicle out, and it is involved in an accident.

Other Items You May Want To Add To Your Policy

Beyond the basics like liability insurance that you should take on the road with any vehicle, RV insurance has some additional insurance options. You may want to consider them if you camp regularly, or you are going on an extended trip. For example, there are personal property and attachments riders to treat your RV insurance more like home insurance. You can get vacation liability coverage for the temporary residence during your vacation. You can also get roadside assistance, coverage for travel expenses, and full replacement cost for theft or a totaled vehicle.

Consider some of these amendments to your RV insurance. They can add to the cost, but if you can find some of these additions with cheap RV insurance options, you will be better protected in the event of the worst-case scenario.

When comparing quotes, you should consider brokerage sites for a quick comparison of insurance rates across providers. These can be an excellent way to narrow down some of the cheapest options or the greatest value for your insurance rates.

Consider these top tips when you are choosing insurance for your RV.

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Glenn, A., 2020. How To Find The Best RV Insurance – Nerdwallet. [online] NerdWallet. Available at: <> [Accessed 12 August 2020]. 2020. Top 10 RV Insurance Providers Of 2020 | Consumersadvocate.Org. [online] Available at: <> [Accessed 12 August 2020].


Hi, my name is Andy. I have been camping my whole life. I started camping with my parents as a little kid and remember hanging out around a campfire roasting marshmallows. As I got older, car camping was a regular occurrence. After I got married and started a family, we decided we wanted to share the travel and camping experience with our kids. Out of that experience, this site,, was born.

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